*You will need Adobe Acrobat Reader to view the Consumer Privacy Disclosure. If you do not have Adobe you can click here to download a free copy of it.
In the course of
accessing our MinuteMan Home Banking Services, and upon approval
of our terms and conditions to this site, our program may
place or recognize a unique "cookie" on your browser.
Via this cookie, along with statistical software, we
collect and store the following information about your visit:
- Acceptance or Denial of our Terms and
Conditions Statement. Via the cookie, a record is
created which indicates that our visitor(s) either accepted
our Terms and Conditions
statement (Online Access Agreement for MinuteMan Home Banking
and Electronic Fund Transfer Act Disclosure), or declined.
Upon acceptance, the visitor is automatically referred to
our MinuteMan Home Banking Services. If the visitor chooses
to decline our Online Access Agreement, then the visitor
is referred back to our public site and will not gain access
to the login screen of our online banking service.
- The Internet Domain from which you
access the Internet. For example,www.ameritech.net,
if you are connecting from an Ameritech account, or www.mc.net,
if you are accessing the Internet from a McHenryCom account.
- The IP Address (Internet Protocol)
from which you access the Home State Bank site. An
IP address is a unique numerical address which is automatically
assigned to your computer when you access the Internet.
- Your Browser and Operating System.
Our system detects Microsoft Internet Explorer vs. Netscape
Navigator, as well as its version number. The system also
detects which operating system is accessing the Home State
Bank site, such as Microsoft Windows or Apple OS. This information
is useful to Home State Bank's developers to ensure a quality
browsing experience in current and future site development
work.
- Date and Time.
- Referring Domain. The previous
domain which referred our visitor(s) to the Home State Bank
site is recorded. For example, this may be a search engine
or it may be another business which provided a link to our
site.
- Geographic Information by Country.
Via the visitor's IP address, our software is able to determine
the visitor's geographic locations by country (not specific
addresses).
Our Web site is
not set up to automatically collect personally-identifiable
information from visitors to our Web site. It does recognize
the home server of visitors, but not e-mail addresses. For
example, we can tell which Internet Service Provider our visitors
use, but not the names, addresses or other information about
our visitors that would allow us to identify the particular
visitors to our Web site. This information is used only for
internal purposes by Home State Bank, N.A.'s support staff.
Our Web site does
track certain information about the visits to our Web site.
For example, we compile statistics that show the numbers and
frequency of visitors to our Web site and its individual pages.
These aggregated statistics are generally used internally
to improve our Web site and for product development and marketing
purposes. Those aggregated statistics contain no personal
information and cannot be use to gather such information.
In a few areas
on our Web site, we may ask you to provide information that
will enable us to verify whether you are entitled to access
and use certain information, materials, and services available
from our Web site, or to enable us to enhance your site visit,
to assist you with you with customer service or technical
support issues, or to follow up with you after your visit,
or to otherwise support your customer relationship with Home
State Bank. It is completely optional for you to participate.
However, failure to participate may mean that you cannot access
and use certain information, materials, and services.
For example, we
may request information from you when you:
- Log-on to certain
areas of our Web site where you may be prompted to provide
us with your user name and password as a condition to gaining
access to certain information, materials or services, such
as our MinuteMan Home Banking Services.
- Register or
sign-up to subscribe to a service.
- Subscribe to
a newsletter or desire to be added to our mailing lists
for other products or services.
- Participate
in a promotional offer.
- Provide feedback
in an online survey.
In each of the
above instances, we would typically ask for your name, e-mail
address, phone number, address, the type of business you are
in, product preference information, any applicable indentification
number or password that we may require, as well as other similiar
personal information that is needed to register or subscribe
you to services or offers. The personal information you provide
to us when using our Web site -- such as your name, postal
or e-mail address or telephone number -- will be kept confidential
and used to assist in your customer relationship with Home
State Bank. On occasion, we may ask for additional information
to enable us to provide you with access to and use of certain
information, materials and services. In the case of mailed
materials, you will be able to "unsubscribe" to these amilings
at any time.
If you have any
questions or comments regarding privacy issues at Home State
Bank, please contact
us.
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