Home State Bank: Hometown professionals working together to build a stronger community. We serve the McHenry County area of Illinois.










A Personal Checking Plus Account has all the advantages of a Regular Personal Checking Account and pays a fluctuating rate of interest, eliminating the need to maintain both a transaction account and an interest bearing account. There are no monthly service fees provided a $500 minimum balance is maintained throughout the month. Should the account balance fall below $500 at any time during the month, a $10 service fee will be charged to the account and interest will not accrue during such time the account is below the minimum balance. A Personal Checking Plus Account is restricted to individuals for personal or household use, requires a $500 opening balance, and must remain open until the statement cycle date to receive an interest credit.

All Personal Checking Plus Accounts Feature:

  • A Free ATM Card
  • An Itemized Monthly Statement

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