Home State Bank: Hometown professionals working together to build a stronger community. We serve the McHenry County area of Illinois.










A low minimum balance requirement of $100 makes saving easy for any type of business.

A Commercial Savings Account allows up to six withdrawals or transfers per calendar quarter with no maintenance fees as long as a $100 minimum balance is maintained. If the account balance falls below $100 at any time during the calendar quarter, or the number of non-Home State Bank checks deposited during the quarter exceeds 50, the following service charges will be assessed:

  • Quarterly account maintenance - $5
  • Non-HSB checks deposited over 50 - $.12/each

A Commercial Savings Account must remain open through quarter end to receive an interest credit.

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