Mortgage Loan Processor
Home State Mortgage Group - Crystal Lake
Processes Convential, FHA, and VA residential loan files in accordance with secondary market or Bank guidelines. Helps loan officers with questions regarding processing and conditions. Reviews loan files for completeness, accuracy, and compliance standards. Orders appraisals, credit reports, verifications of employment and deposit, payoff letters, title commitments, Government case numbers, geocodes, OFAC, flood certs, SRS transcripts, homeowners insurance, and other required documents necessary to complete a loan file.
Knowledge, Skills and Abilities Required:
· Good verbal and written communication skills; telephone etiquitte
· Proven internal and external customer service skills
· Proficient computer skills
Training and Experience:
· Three years prior residential mortgage loan processing experience
· Four High school degree or equivalent
Mortgage Operations Manager
Home State Mortgage Group - Crystal Lake
Plans, organizes, directs, controls and provides the leadership necessary to maintain the company’s residential mortgage loan operations function in a multi-state and multi-investor environment. Direct the daily operations of subsidiary mortgage banking organization to achieve sales and profit objectives. Responsible for the processing, documentation and delivery of residential mortgage loans into the secondary market. Set goals and manage team achievement through effective leadership. Direct and review the establishment of policies and procedures to protect company and investor assets and ensure the ability to sell loans to the secondary market. Interfaces closely with the Senior Vice President of Operations to ensure that all activities fall within established safety and soundness, as well as regulatory compliance guidelines.
Knowledge, Skills and Abilities Required:
· Excellent leadership skills, including the ability to train, coach, and build department and company teamwork
· Extensive knowledge of lending support and residential mortgage industry practices and regulations; knowledge of residential mortgage secondary market guidelines
· Effective verbal and written communication skills
· Excellent knowledge of residential mortgage department and company accounting; credit and documentation skills
Training and Experience:
· Bachelor's degree in business administration or equivalent practical experience
· Minimum 10 years related operations experience in a multi-state and multi-investor environment
· Recent experience managing the processing, documentation, funding and delivery of loans to multiple investor guidelines
EOE Employer
M/F/D/V
